Cost Calculator
See your full monthly cost and cash to close. Adjust every assumption.
Loan details
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20% · $110,000
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Recurring costs
%
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A. Origination charges
$
B. Services you cannot shop for
$700Your lender picks these providers. Typical amounts shown.
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$
$
$
C. Services you can shop for
$2,850You choose these providers. Compare prices before closing.
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$
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E. Taxes & government fees
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Estimated monthly
$3,409.16
Cash to close
$120,050
Loan amount
$440,000
Down payment
$110,000
Total interest
$535,296
Monthly breakdown
Principal & interest
$2,709Property tax
$550Home insurance
$150Total monthly$3,409.16
P&ITaxInsurance
Upfront breakdown
Down payment
$110,000A. Origination
Lender fees
$1,500B. Cannot shop for
Appraisal
$550Credit report
$50Flood certification
$20Tax service
$80C. Can shop for
Title search
$250Lender's title insurance
$800Owner's title insurance
$900Settlement / closing
$450Home inspection
$450E. Taxes & government
Recording & transfer
$800F. Prepaids
Prepaids / escrow~6 mo tax + ins
$4,200Total cash to close$120,050
30-year CONVENTIONAL at 6.25%Payoff Apr 2056
Estimates based on general assumptions. Actual costs depend on lender, location, credit profile, and loan program. Not a loan offer.
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